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UK Term Assurance Guide


Common Additional Benefits

Critical illness option is often available at an extra cost. The sum assured is payable on the conclusive diagnosis of a critical illness, such as cancer, a heart attack, multiple sclerosis or a stroke. These policies differ from private medical insurance plans, which pay for treatment in the event of critical illness. Details of conditions covered in most critical illness benefits are listed below, but please use these as a guide only.


Alzheimer's Disease
Angioplasty
Aorta Graft surgery
Benign Brain Tumour
Blindness Cancer
Coma
Coronary Artery By-Pass
Deafness
Heart Attack
Heart Valve Replacement
HIV/AIDS (under certain circumstances)
Kidney Failure
Loss Of Limbs
Loss of Speech
Major Organ Transplant
Motor Neurone Disease
Multiple Sclerosis
Paralysis/Paraplegia
Parkinson's Disease
Stroke
Third Degree Burns
Permanent Total Disability

Waiver of premium is often available at an extra cost, this will pay your premiums if you are unable to work for health reasons.

 


Wednesday, December 03, 2008










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